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Important loan cost disclosure

Repayment range, maximum APR and total-cost example

These disclosures are provided so applicants can understand the possible cost structure before submitting their details. Actual lender terms depend on the applicant’s profile and the lender’s final assessment.

Minimum repayment period6 months
Maximum repayment period48 months
Maximum APR26.49% p.a.

The maximum APR shown is a disclosure ceiling for products promoted through this page, not the rate every applicant will receive. LoanFinder does not set lender rates.

Illustrative personal loan example

This example is for explanation only and is not a quotation, approval or promise of availability.

Loan amountAED 100,000
Repayment term48 months
Illustrative reducing rate10.00% p.a.
Illustrative APR incl. feeApprox. 11.08% p.a.
Estimated monthly instalmentAED 2,536.26
Processing fee incl. VATAED 1,050.00
Total of 48 instalmentsAED 121,740.40
Total cost of creditAED 22,790.40
Estimated total amount payableAED 122,790.40

Calculation assumes a fixed 10% reducing annual rate, 48 equal monthly instalments and a 1.05% processing fee paid separately. Insurance, optional services, late-payment charges, early-settlement fees and other lender-specific charges are not included. Figures are rounded.

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