Compare Personal Loan in UAE

• Competitive interest rate starting from 5.50%
• High loan amounts of up to AED 3 million for UAE Nationals and AED 750,000 for expats
• Flexible repayment periods of up to 48 months
• Current account with minimum balance requirement waived
• Top-up of existing CBD Personal Loan
• Buy-out or transfer of Personal Loan from other banks (with or without topping up the loan amount)
• Free Debit Card for purchases and withdrawals
• Deferment facility

• Loan amounts up to AED 500,000 for both UAE Nationals and Expatriates
• Competitive interest rates starting 14.99% reducing
• Repayment period of up to 48 months
• Mode of repayment is through Direct Debit System (DDS)
• Min salary is 10,000 with * terms and conditions apply

• The profit rate on this page applies to Excellency/ Emirati Excellency customers. The rate shall vary depending on customer segment, profile and loan Tenor.
• Additional one-time fee is applicable for life insurance cover.
• Personal loan is granted against assignment of the customer’s salary and end of service benefit (gratuity) in favor of ADCB, which acts as security for the personal loan taken by the customer from ADCB.
• Service Guarantee is our promise to provide you a decision on your Personal Loan application within three working days. Hand over a complete set of documents to the sales or branch staff and send us an SMS to get started, SMS ‘P’ to 2626. Terms and Conditions apply, refer to adcb.com/serviceguarantee for details.

• Interest rates for expatriates (VAT not applicable) - 6.49% to 13.49% per annum.
• Processing fees for Personal Loans is 1.05% of the loan amount.
• Loan repayment tenures start at 6 months and are up to a maximum of 48 months.
• For example, if your loan amount is AED 100,000 the interest rate is 7.25% for a payback period of 48 months then your monthly installment will be AED 2,407, and processing fees will be AED 1,050. The total loan repayment amount including processing fee will be AED 115,500.
• The profit rate on this page applies to Excellency/ Emirati Excellency customers. The rate shall vary depending on customer segment, profile and loan tenor.
• Additional one-time fee is applicable for life insurance cover.
• Personal loan is granted against assignment of the customer’s salary and end of service benefit (gratuity) in favor of ADCB, which acts as security for the personal loan taken by the customer from ADCB.
• Service Guarantee is our promise to provide you a decision on your Personal Loan application within three working days. Hand over a complete set of documents to the sales or branch staff and send us an SMS to get started, SMS ‘P’ to 2626. Terms and Conditions apply, refer to adcb.com/serviceguarantee for details.

• Easy and Hassle Free Process- Pre approval in 24 hours
• No Salary Transfer Required
• EMI can be as low as AED 305 per month for every 10,000

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