No salary transfer? No problem. Access flexible personal loans with simple documentation and quick disbursal.
Keep Your Current Bank
Up to AED 250K
Within 48 Hrs
A Non-Salary Transfer Loan in UAE is a flexible personal loan that does not require you to transfer your monthly salary to the lending bank’s account. This type of loan is ideal for borrowers who prefer to keep their salary with their current bank but still need quick access to funds.
With a Non-Salary Transfer Loan, you can enjoy competitive interest rates and reasonable loan amounts without changing your salary arrangement. These loans are designed for people with steady incomes who want financial flexibility without extra commitments, making them a popular choice for many UAE residents.
A Non-Salary Transfer Loan in the UAE offers you the flexibility to get funds without shifting your salary to a new bank. This means you can maintain your existing salary account while accessing personal finance when needed.
These loans are great for self-employed individuals, freelancers, or employees whose companies do not allow salary transfers. You can still enjoy quick approvals, competitive rates, and simple documentation, making it a convenient option for urgent cash needs.
Choose a non-salary transfer loan if you value freedom to manage your finances your way — with minimal paperwork and maximum flexibility.
Fill out your non-salary transfer loan application and provide the required documents such as ID proof, salary certificate, and bank statements.
The bank reviews your application, verifies your documents, and checks your eligibility. If approved, you’ll receive the loan agreement for confirmation.
Once the agreement is signed, the approved loan amount is disbursed directly to your existing bank account without any salary transfer requirement.
Prefer not to transfer your salary? These top finance companies and banks offer competitive non-salary transfer loans with flexible documentation and quick approvals.
| Lender | Max Loan Amount | Interest Rate (p.a.) | Repayment Period | Processing Fee | Special Features |
|---|---|---|---|---|---|
| Deem Finance | Up to AED 150,000 | From 3.99% | Up to 48 months | Up to 1.5% | No salary transfer required |
| Finance House | Up to AED 150,000 | From 4.25% | Up to 48 months | Up to 2% | Flexible documentation |
| Aafaq Islamic Finance | Up to AED 100,000 | From 4.5% | Up to 48 months | Up to 1.5% | Sharia-compliant option |
| Mashreq Bank | Up to AED 200,000 | From 3.85% | Up to 48 months | Up to 1% | Fast processing |
| Citi Bank | Up to AED 250,000 | From 3.75% | Up to 48 months | Up to 1% | No salary transfer needed |
AED 0.00
Total Payment: AED 0.00
Total Interest: AED 0.00
Based on your input loan amount, interest rate, and tenure.
Compare offers from multiple top banks in the UAE and choose what’s best for you. Fast, simple, and 100% free!
Check Your Eligibility