Unlock the Best Personal Loan Offers in UAE

Flexible terms, competitive rates, and fast approval — check your eligibility in minutes.

Up to AED 500K

Loan Amount

24 Hrs

Quick Approval

Low Rates

Competitive Interest

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Personal Loans in UAE

Looking for the best personal loan in UAE? Whether you need extra cash for a wedding, travel, home renovation, or to clear existing debts, a personal loan can give you quick access to the funds you need — with low interest rates, fast approval, and flexible repayment options. Top UAE banks and trusted lenders offer salary transfer loans, non-salary transfer loans, and loan buyouts, designed to help you manage your money better and achieve your financial goals without stress.

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Comparing personal loan offers in UAE is the smart way to find the right deal for your needs. By checking your personal loan eligibility online, you can unlock exclusive loan deals with competitive rates and easy monthly installments. Take control of your finances today — apply for a personal loan in Dubai, Abu Dhabi, or anywhere in the UAE and experience the peace of mind that comes with quick approval and hassle-free funding.

Types of Personal Loans in UAE

Salary Transfer Loan

Benefit from lower interest rates and higher loan amounts when you transfer your salary to the lending bank.

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Non-Salary Transfer Loan

Get the funds you need without moving your salary — enjoy flexible terms and easy processing.

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Buyout Loan

Clear your existing loans by transferring to a new lender with better rates and manageable EMIs.

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Compare Personal Loan Offers in UAE

Bank Max Loan Amount Interest Rate Starting Salary Transfer
Emirates NBD Up to AED 500,000 Starting from 2.79% p.a. Required
ADCB Up to AED 250,000 Starting from 3.49% p.a. Not Required
FAB Up to AED 600,000 Starting from 2.45% p.a. Required
Mashreq Up to AED 400,000 Starting from 3.25% p.a. Not Required
HSBC UAE Up to AED 350,000 Starting from 2.99% p.a. Required
RAKBANK Up to AED 200,000 Starting from 3.75% p.a. Not Required
Dubai Islamic Bank Up to AED 500,000 Starting from 2.65% p.a. Required
Citibank UAE Up to AED 450,000 Starting from 3.10% p.a. Not Required
Standard Chartered Up to AED 300,000 Starting from 3.30% p.a. Required
Commercial Bank of Dubai Up to AED 400,000 Starting from 3.20% p.a. Not Required

Frequently Asked Questions About Personal Loans in UAE

What is the minimum salary required for a personal loan in UAE?

Most UAE banks require a minimum salary starting from AED 5,000 per month. Some lenders offer flexible options with different criteria.

How fast can I get approval for my loan?

Approval times vary by bank but are usually between 1–5 working days if all documents are complete and correct.

Can I get a loan without salary transfer?

Yes, some lenders in UAE offer non-salary transfer personal loans, but you may need to meet stricter conditions or provide extra documents.

What documents do I need to apply?

Typically, you need your Emirates ID, passport copy, visa page, salary certificate or bank statements, and proof of address.

Is early loan settlement possible?

Yes, most UAE banks allow early loan settlement, but you might pay a small fee — always check with your lender.

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Compare offers from multiple top banks in the UAE and choose what’s best for you. Fast, simple, and 100% free!

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Representative Illustration

Information Details
Repayment Period 6 to 48 months
Maximum APR Up to 24% per annum
Processing Fee 1.05% of loan amount
Representative Example AED 50,000 for 24 months at 14% p.a. + 1.05% fee ≈ Total Cost AED 64,160, Monthly AED 2,673

This is a representative example for illustration only. Actual terms and costs may vary depending on your lender.

Disclaimer: loanfinder.ae is an independent platform. We do not grant loans — we connect customers with licensed UAE banks and financial institutions. Final loan amounts, interest rates, fees, and eligibility are decided by the lender. We do not charge you any application fee but may receive a referral commission from banks or agents.